Umm Salama (RA) heard the Prophet ﷺ say: When trouble comes, a person should say:
إِنَّا لِلَّهِ وَإِنَّا إِلَيْهِ رَاجِعُونَ، اَللَّهُمَّ أْجُرْنِي فِي مُصِيبَتِي، وَأَخْلِفْ لِي خَيْرًا مِنْهَا
Transliteration
Innaa lillaahi wa innaa ilayhi raaji‛oon, Allaahumma’ jurnee fee museebatee, wakhlif lee khayran minhaa
Translation
We belong to Allah and to Him shall we return; O Allah, reward me for my affliction and give me something better than it in exchange for it.
حَدَّثَنَا يَحْيَى بْنُ أَيُّوبَ، وَقُتَيْبَةُ، وَابْنُ، حُجْرٍ جَمِيعًا عَنْ إِسْمَاعِيلَ بْنِ جَعْفَرٍ، - قَالَ ابْنُ أَيُّوبَ حَدَّثَنَا إِسْمَاعِيلُ، - أَخْبَرَنِي سَعْدُ بْنُ سَعِيدٍ، عَنْ عُمَرَ بْنِ كَثِيرِ بْنِ أَفْلَحَ، عَنِ ابْنِ، سَفِينَةَ عَنْ أُمِّ سَلَمَةَ، أَنَّهَا قَالَتْ سَمِعْتُ رَسُولَ اللَّهِ صلى الله عليه وسلم يَقُولُ " مَا مِنْ مُسْلِمٍ تُصِيبُهُ مُصِيبَةٌ فَيَقُولُ مَا أَمَرَهُ اللَّهُ إِنَّا لِلَّهِ وَإِنَّا إِلَيْهِ رَاجِعُونَ اللَّهُمَّ أْجُرْنِي فِي مُصِيبَتِي وَأَخْلِفْ لِي خَيْرًا مِنْهَا . إِلاَّ أَخْلَفَ اللَّهُ لَهُ خَيْرًا مِنْهَا " . قَالَتْ فَلَمَّا مَاتَ أَبُو سَلَمَةَ قُلْتُ أَىُّ الْمُسْلِمِينَ خَيْرٌ مِنْ أَبِي سَلَمَةَ أَوَّلُ بَيْتٍ هَاجَرَ إِلَى رَسُولِ اللَّهِ صلى الله عليه وسلم . ثُمَّ إِنِّي قُلْتُهَا فَأَخْلَفَ اللَّهُ لِي رَسُولَ اللَّهِ صلى الله عليه وسلم . قَالَتْ أَرْسَلَ إِلَىَّ رَسُولُ اللَّهِ صلى الله عليه وسلم حَاطِبَ بْنَ أَبِي بَلْتَعَةَ يَخْطُبُنِي لَهُ فَقُلْتُ إِنَّ لِي بِنْتًا وَأَنَا غَيُورٌ . فَقَالَ " أَمَّا ابْنَتُهَا فَنَدْعُو اللَّهَ أَنْ يُغْنِيَهَا عَنْهَا وَأَدْعُو اللَّهَ أَنْ يَذْهَبَ بِالْغَيْرَةِ " .
Translation
Umm Salama reported Allah's Messenger (ﷺ) as saying: If any Muslim who suffers some calamity says, what Allah has commanded him," We belong to Allah and to Him shall we return; O Allah, reward me for my affliction and give me something better than it in exchange for it," Allah will give him something better than it in exchange. When Abu Salama died she said: What Muslim is better than Abu Salama whose family was the first to emigrate to the Messenger of Allah (ﷺ). I then said the words, and Allah gave me God's Messenger (ﷺ) in exchange. She said: The Messenger of Allah (ﷺ) sent Hatib b. Abu Balta'a to deliver me the message of marriage with him. I said to him: I have a daughter (as my dependant) and I am of jealous temperament. He (the Holy Prophet) said: So far as her daughter is concerned, we would supplicate Allah, that He may free her (of her responsibility) and I would also supplicate Allah to do away with (her) jealous (temperament). [Muslim: 918]
When musibah comes, this dua brings hope and Sabr. Your heart learns to trust Allah's plan. You wait for better days with faith and calm.
Say Ḥasbiya Allāhu lā ilāha illā huwa ʿalayhi tawakkaltu wa-huwa rabbu al-ʿarshi al-ʿaẓīm for safety. Trust Allah when danger comes. This makes your faith stronger in hard times.
A`ūdhu bikalimāti-llāhit-tāmmāti min sharri mā khalaq is a strong dua. Say this Islamic dua in the evening to stay safe from harm. The authentic hadith teaches this.
Bismillaahil-lathee laa yadhurru ma'as-mihi shay'un fil-'ardhi wa laa fis-samaa'i wa Huwas-Samee 'ul'Aleem keeps you safe. This masnoon dua stops harm and brings Allah's care to you.
Yes. Ayatul Kursi is a quranic dua that protects from harm, magic, and evil eye. Say it after salah for many blessings. It keeps away dangers you see and dangers you don't see.
Surah Al-Falaq and Surah An-Nas protect you when you say them with a true heart. These duas from Quran keep bad things away - inside and outside. Muslims get peace and safety.