Even if your debt feels as big as a mountain, say this dua. Allah will forgive the debt:
اَللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Transliteration
Allaahummak-finee bi 'halaalika ‛an 'haraamika, wa aghninee bi fadlika ‛amman siwaak
Translation
O Allah, make what is lawful enough for me, as opposed to what is unlawful, and spare me by Your grace of the need for others.
حَدَّثَنَا عَبْدُ اللَّهِ بْنُ عَبْدِ الرَّحْمَنِ، أَخْبَرَنَا يَحْيَى بْنُ حَسَّانَ، حَدَّثَنَا أَبُو مُعَاوِيَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ إِسْحَاقَ، عَنْ سَيَّارٍ، عَنْ أَبِي وَائِلٍ، عَنْ عَلِيٍّ، رضى الله عنه أَنَّ مُكَاتَبًا، جَاءَهُ فَقَالَ إِنِّي قَدْ عَجَزْتُ عَنْ كِتَابَتِي فَأَعِنِّي . قَالَ أَلاَ أُعَلِّمُكَ كَلِمَاتٍ عَلَّمَنِيهِنَّ رَسُولُ اللَّهِ صلى الله عليه وسلم لَوْ كَانَ عَلَيْكَ مِثْلُ جَبَلِ صِيرٍ دَيْنًا أَدَّاهُ اللَّهُ عَنْكَ قَالَ " قُلِ اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ " . قَالَ أَبُو عِيسَى هَذَا حَدِيثٌ حَسَنٌ غَرِيبٌ .
Translation
Ali [may Allah be pleased with him] narrated: that a Mukatib came to him and said: “Indeed I am not capable of my Kitabah so aid me.” He said: “Should I not teach you words that the Messenger of Allah (ﷺ) taught me? If you had a debt upon you similar to the mountain of Sir, Allah would fulfill it for you. He said: ‘Say: O Allah, suffice me with Your lawful against Your prohibited, and make me independent of all those besides You (Allāhummakfinī biḥalālika `an ḥarāmika, wa aghninī bi faḍlika `amman siwāka).’” Jami` at-Tirmidhi 3563 [Hasan Garib (Albani). Tirmizi: 3563]
Surah Yunus has this dua. It gives Muslims hope when they face sihr. Allah's power breaks black magic. Your heart stays safe. Truth shines bright even when others try to hurt you.
A: Muslims say a prayer asking Allah for debt help and for power to pay it back. This dua gives hope and makes the weight feel lighter.
A: Surah Waqiah is known to help with money. Muslims read it to get more blessings, worry less, and earn money that is good.
A: Read ayah 26 and 27 of Ali Imran daily. Muslims use this way to pay debts quickly. This quranic dua and trust in Allah give hope and help to pay back fast.
A: Muslims say Allahumma ikfini bi halalika an haramika wa aghnini bi fadlika amman siwaka when they ask Allah to finish their debts. Also, asking forgiveness brings more blessings and money help.
A: Muslims pray O Allah, I ask You for Your bounty to get good money and blessings. This money dua brings more rizq and fixes all money worries.